There are
certain groups of victims to whom the law gives special treatment. So a person
who is injured by a driver who is uninsured or
untraced will be compensated by the Motor Insurance Bureau (MIB). A victim of a
crime of violence is compensated via the state funded Criminal Injuries Compensation
Scheme. The client of a negligent Solicitor will always be compensated for
losses as all solicitors have to be insured and cannot open their doors to the
public if they aren’t.
But if
there is one group that deserves special treatment it is the victims of
asbestos. These men and women worked for years with a substance that was known to be a
serious danger to life. They normally worked in relatively low paid sectors
including shipbuilding and construction. Asbestos diseases can take many years
to show themselves and so huge numbers of these workers approach retirement and
discover that that the asbestos has caused a terrible illness which in many
cases is fatal. It is a problem which is not going away in a hurry. It is predicted
that many thousands will be affected in the next 10 – 20 years.
But there
is a problem. In order to secure compensation for them and their families you
have to sue companies who may have closed years ago and for whom there is
no insurance. If there is no company or no insurance then there are no damages.
It was hoped that this would change following recent announcements by the
government of a safety net scheme along the lines of the MIB which would secure
damages in these circumstances. But the scheme which has been revealed falls
woefully short of what is needed.
The scheme
provides for compensation to be paid to victims who are diagnosed with
mesothelioma after 25th July 2012 but will not come into effect for
two years. This guarantees that hardly anybody diagnosed now will ever see any
damages. This is because the life expectancy of a mesothelioma victim is less
that a year in most cases. The scheme also ignores other serious illnesses. Asbestosis
kills people. Lung cancer kills people. Respiratory failure kills people. But
the scheme is limited to victims of just one illness.
This
failure to protect this group of workers is simply scandalous. The Asbestos
Victims Support Groups Forum UK
rightly say – ‘We welcome this first move on untraced insurance but we are bitterly
disappointed that the scheme doesn't cover 50% of asbestos victims who are
excluded.’ - http://www.asbestosforum.org.uk/
Anyone who has contact with their elected representatives
should lobby for this scheme to be extended to all victims. In the meantime
lawyers will do all they can to ensure justice for victims in whatever way they
can.
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